Your DNA Test If your family relies on your income, it’s critical to know what their needs would be in the event of your death. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Surprises Making the most of surprises is a great reason to work with us. Insurance Needs Assessment: When You're Newly Married Marriage changes everything, including your insurance needs. Protecting Those Who Matter Most The importance of life insurance, how it works, and how much coverage you need.